Premium audit and subrogation, with every file visible.
Audits that wait 60 days and recoveries that are never pursued cost insurers premium, money and goodwill. We run remote premium audits and subrogation recovery to published standards, with live status on every file for you and a clear experience for your policyholders.
What you get
Subrogation recovery
Open and closed files screened for recovery potential, liability analyzed, demand packages prepared and intercompany arbitration filed. Litigated files go to counsel you approve.
Recovery standard
Our standard is every referred file screened within five business days and a demand sent within ten business days of a decision to pursue.
Live file status
Every audit and every recovery shows its stage, owner and next step.
Policyholder experience
Plain requests, one secure upload link, and deductible recoveries tracked so policyholders are repaid promptly.
How it works
- 01
Scope
Agree lines, states, audit types or recovery criteria, and your guidelines.
- 02
Transfer
Files arrive through secure transfer or a connection to your systems.
- 03
Work
Software extracts and drafts. Qualified people review every finding and every demand.
- 04
Report
Weekly reporting on volumes, turnaround, findings and recoveries.
What to send
- Audit assignments with policy, state and class information
- Your audit guidelines and report format
- For subrogation, a batch of open or closed claim files with payments
- Your recovery criteria, approval limits and counsel panel
What you receive and when
A scoping call within two business days, then a written proposal with per audit pricing for premium audit and contingency pricing for subrogation. Turnaround standards are written into the agreement.
Talk to salesQuestions, answered
How is the service priced?
Premium audits are priced per completed audit. Subrogation is priced as a contingency on amounts recovered, so you pay only when money comes back.
Which lines and states do you cover?
Premium audit covers workers’ compensation and general liability. Subrogation covers property and casualty files. We confirm states and audit types during scoping and write them into the agreement.
How do you treat our policyholders?
As your customers. Requests are short and clear, records go through one secure link, and every contact is logged. A better audit experience means fewer disputes and fewer complaints.
Who makes the final decisions?
You do. Audit findings follow your guidelines and your sign off rules. Decisions to pursue, settle or litigate a recovery stay with you, and litigated files go to counsel you approve.
How do you handle our data?
Your data is used only to complete your files. It is never sold, never pooled and never used to train AI models. Access is limited to the people assigned to your program and every action is logged.
Can we start with a single batch?
Yes. Many programs start with one batch of audits or a set of closed claim files, then measure turnaround and findings against current vendors before expanding.
Put audits and recoveries on a published standard.
Share your audit volume or a batch of closed claim files. We hold a scoping call within two business days, then send per audit and contingency pricing in writing.