Know what your California contractor license requires from your insurance.
A license can be suspended when a bond or workers’ comp filing lapses. Send your license number and the policies and bonds you hold, and we check them against what the Contractors State License Board publishes for your license. Free, reviewed by a person and back within one business day.
What you get
- The bond, workers’ comp and insurance filings that apply to your license type and entity
- Your contractor bond checked against the current Contractors State License Board amount of $25,000
- Whether a bond of qualifying individual or an LLC worker bond also applies
- Workers’ comp or exemption status checked against your classifications and the dates now in law
- Expiry and renewal dates for every filing, tracked in your workspace
- Plain questions to confirm with the Contractors State License Board or your broker
How it works
- 01
Send your details
Share your license number, entity type and classifications with your bond and policy documents.
- 02
Requirements are matched
Software checks the public license record and your documents against the requirements CSLB publishes.
- 03
A person reviews
A qualified reviewer checks every finding and the dates that apply to you.
- 04
You get a cited summary
Each requirement, its source, your status and what to confirm or renew next.
What to send
- Your CSLB license number, or your application if you are not yet licensed
- Your entity type and license classifications
- Your contractor bond and any bond of qualifying individual
- Your workers’ comp policy or your current exemption
- Liability policy declarations, if you are licensed as an LLC
What you receive and when
Our standard is a cited summary within one business day of receiving your license number and documents. A person replies within one business hour, 8 am to 6 pm Pacific, Monday to Friday. Requirements change, so every summary shows the date it was checked.
Get a free license requirement checkQuestions, answered
What bond does a California contractor need?
The Contractors State License Board requires a $25,000 contractor bond for an active license, an amount in effect since 1 January 2023. Some licensees also need a $25,000 bond of qualifying individual, and LLC licensees need an additional worker bond. Confirm the amounts for your license directly with CSLB.
Do California contractors need workers’ comp?
Licensees with employees must carry workers’ comp. Some classifications, including C-39 roofing, C-8 concrete, C-20 HVAC, C-22 asbestos abatement and D-49 tree service, must carry it even without employees. State law currently extends the requirement to all active licensees from 1 January 2028. Confirm the latest rules with CSLB.
Do LLC contractors need liability insurance?
Yes. The Contractors State License Board requires LLC licensees to carry liability insurance at amounts set by law, which rise with the number of people listed on the license, along with the worker bond. We check your policy against the requirement and suggest you confirm the current amounts with CSLB.
Is the license requirement check really free?
Yes. There is no fee and no obligation, and you keep your broker and bond provider. We compare your documents with published requirements and report what we find. If you later want help placing a bond or policy, that is a separate conversation.
Is this legal advice?
No. It is general information based on what the Contractors State License Board publishes and the documents you send. CSLB decides licensing questions. We show the source and date for each requirement so you can confirm anything important with CSLB directly.
Is a contractor license bond the same as insurance?
No. A contractor license bond is a surety bond that protects the public, and the surety can seek repayment from the contractor for any claim it pays. SF Coverage checks what your license requires, what you already hold and what is still missing.
Keep your bond and workers’ comp filings current.
Send your CSLB license number with your bond and policy documents. Within one business day you get a cited summary of what applies and what renews next.